Driven to succeed? Have a common sense, commercial approach and always put the customer first? Then we have a lot in common.

Come and talk to us about actively planning to grow your business. 

What else is in this section?

Alternative lending for SMEs

A survey of 200 delegates attending the Edinburgh Business School's biennial Credit Risk and Credit Scoring Conference concluded that 75% felt alternative lenders, such as Zopa and other peer-to-peer lenders, posed a "real threat" to banks and traditional lenders. This threat was not seen as a negative issue, rather a force for change, generating a more competitive finance market with alternative lending models.

Professor Jonathan Crook, Director of the Credit Research Centre at the University of Edinburgh Business School said:

"The strong growth of alternative lenders over recent years shows no signs of abating, and the view of our expert delegation was that traditional banks need to adapt to keep up with this new, nimble market – and fast."